Can your paycheck
afford that house?
See a home you love? Find out exactly what salary it takes to buy it. Paste any listing from Zillow, Redfin, HAR.com, or Realtor.com — desktop or mobile app links both work.
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Minimum Annual Salary Needed
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Based on 28% front-end DTI rule
Based on 28% front-end DTI rule
Monthly Cost Breakdown
Principal & Interest—
Property Tax (est. 1.1%/yr)—
Homeowner's Insurance (est.)—
Lifestyle costs—
Total Monthly Housing Cost—
Add Your Lifestyle
Tap to include optional monthly costs — see the salary you actually need.
Gardener
+$200/mo
$
/mo
✎ edit
Housekeeper
+$350/mo
$
/mo
✎ edit
Pool maintenance
+$175/mo
$
/mo
✎ edit
Pest control
+$80/mo
$
/mo
✎ edit
Security system
+$60/mo
$
/mo
✎ edit
HOA fees
+$200/mo
$
/mo
✎ edit
Lifestyle add-ons
None selected
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Disclaimer: House Money provides estimates for informational purposes only and does not constitute financial advice. Salary calculations use the 28% front-end DTI rule with locally estimated property tax and insurance ($150/mo). Tax rates are estimates based on county averages and may differ from your actual bill. Actual loan approval depends on your full financial profile. Always consult a licensed mortgage professional. Some links on this page may be affiliate links — we may earn a commission if you apply through them, at no cost to you.