Can your paycheck
afford that house?

See a home you love? Find out exactly what salary it takes to buy it. Paste any listing from Zillow, Redfin, HAR.com, or Realtor.com — desktop or mobile app links both work.

Minimum Annual Salary Needed
Based on 28% front-end DTI rule
Based on 28% front-end DTI rule

Adjust Assumptions

20%
6.8%
30 yrs
1.1%

Monthly Cost Breakdown

Principal & Interest
Property Tax (est. 1.1%/yr)
Homeowner's Insurance (est.)
Lifestyle costs
Total Monthly Housing Cost

Add Your Lifestyle

Tap to include optional monthly costs — see the salary you actually need.

Gardener +$200/mo
$ /mo
✎ edit
Housekeeper +$350/mo
$ /mo
✎ edit
Pool maintenance +$175/mo
$ /mo
✎ edit
Pest control +$80/mo
$ /mo
✎ edit
Security system +$60/mo
$ /mo
✎ edit
HOA fees +$200/mo
$ /mo
✎ edit
Lifestyle add-ons None selected
Disclaimer: House Money provides estimates for informational purposes only and does not constitute financial advice. Salary calculations use the 28% front-end DTI rule with locally estimated property tax and insurance ($150/mo). Tax rates are estimates based on county averages and may differ from your actual bill. Actual loan approval depends on your full financial profile. Always consult a licensed mortgage professional. Some links on this page may be affiliate links — we may earn a commission if you apply through them, at no cost to you.